:root{--navy:#1B2A4A;--navy2:#28467b;--red:#C41230;--text:#374151;--muted:#6b7280}*{box-sizing:border-box}body{margin:0;font-family:Open Sans,Arial,sans-serif;color:var(--text);background:linear-gradient(180deg,#f8f9fc,#eef2f8)}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.top{background:var(--navy);color:#fff;padding:12px 0}.top .wrap,.nav .wrap,.cta-actions{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}.brand{font:800 1.05rem Montserrat,Arial,sans-serif}.phone{color:#fff;text-decoration:none;font-weight:700}.nav{background:#fff;border-bottom:1px solid #e5e7eb;padding:12px 0;position:sticky;top:0}.nav a{color:var(--navy);text-decoration:none;font-weight:600;margin-right:16px}.btn{background:var(--red);color:#fff!important;padding:11px 18px;border-radius:10px;text-decoration:none;font-weight:700;box-shadow:0 10px 24px rgba(196,18,48,.22)}main{padding:48px 0 34px}.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:18px;padding:34px}.kicker{font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.75rem;color:#cdd9ff}.hero h1{font:800 2rem Montserrat,Arial,sans-serif;margin:8px 0 10px}.lead{font-size:1.08rem;line-height:1.7}.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0 26px}.badge{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:12px 14px;font-weight:700;color:var(--navy)}.section{margin-top:20px;background:#fff;border:1px solid #e6e9f0;border-radius:16px;padding:28px}h2{font:800 1.2rem Montserrat,Arial,sans-serif;color:var(--navy);margin:0 0 12px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.card{background:#f8faff;border:1px solid #e6ebf6;border-radius:12px;padding:14px}.card h3{font:700 .98rem Montserrat,Arial,sans-serif;margin:0 0 6px;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.6}.cta{margin-top:20px;background:#fff;border:1px solid #e2e8f0;border-radius:14px;padding:20px}.link{color:var(--red);font-weight:700;text-decoration:none}.foot{background:var(--navy);color:#dce4f8;margin-top:30px;padding:22px 0}.foot a{color:#fff;text-decoration:none;font-weight:700}.foot .wrap{display:flex;justify-content:space-between;flex-wrap:wrap}@media (max-width:900px){.grid,.trust{grid-template-columns:1fr}.hero h1{font-size:1.6rem}main{padding:28px 0}}
@media (max-width:768px){
  .wrap{padding:0 14px}
  .hero{padding:24px 18px}
  .section,.cta{padding:20px}
  .top .wrap,.nav .wrap,.cta-actions{gap:10px}
  .nav a{display:inline-block;margin-right:10px;margin-bottom:6px}
  .btn{width:100%;text-align:center;justify-content:center;display:inline-flex}
  .card{padding:12px}
}
@media (max-width:480px){
  .hero h1{font-size:1.35rem}
  .lead{font-size:.96rem}
  .badge{font-size:.88rem}
  .card p{font-size:.9rem}
  .section,.cta{border-radius:12px}
}